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I would warn anyone before applying for a home mortgage with USAA, while asking about house insurance agent baited me into inquiring about a mortgage. Loan processor told me if I pay off car i'll be in correct ratio so I did.

I now have a 790 credit rating and no debt, $85000 sitting in bank, steady retirement income of $1800 monthly applying for $60,000 home loan after $30000 down payment. Angels sang and praises rang out and lots of sureties. Now 3 weeks later, im a *** child, an orphan hung out to dry. I was denied because of income to debt ratio.

I paid off car for no reason so lost the some cash I could've used to buy house. Been led astray by this company, buyer beware.

Reason of review: Pricing issue.

Location: Miami, Florida

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